Tips to protect against credit card fraud

December 18, 2012 

Tips to protect against credit card fraud

* Keep a record of your account numbers, expiration dates and phone numbers to report fraud for each company in a secure place.

* Don’t lend card to anyone.

* Don’t leave cards, receipts or statements around home or office. When no longer needed, shred before throwing away.

* Don’t give account number to anyone on the phone unless initiating a call to known reputable company.

* Carry cards separately from wallet to minimize losses if stolen. Carry only the card needed.

* During a transaction, keep an eye on the card. Be sure it’s in hand before walking away.

* Never sign a blank receipt. Draw a line through any blank spaces above the total.

* Save receipts and compare to statements.

* Open bills promptly, or check online often and reconcile to purchases.

* Report any questionable charges to card issuer.

* Notify card issuer of address changes or if traveling.

* Don’t write your account number on outside of envelope.

Source: Federal Trade Commission

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